Frequently Asked Questions

You invest in Lagos real estate by working with a trusted advisor, identifying the right location, and understanding the type of property that aligns with your goals.

Here’s how to start:

1. Define Your Goal:
   Are you buying to live, rent out, land bank, or build for the future? Your goal determines the best location and type of investment.

2. Choose a Reputable Real Estate Company:
   Work with a verified real estate company (like Insiders Real Estate) that conducts proper due diligence, offers verified properties, and guides you through every step.

3. Select a High-Growth Area:
   Look into areas like Eko atlantic city, Victorial Island, Ikoyi, Ibeju-Lekki, Epe, Sangotedo, and Lekki Free Trade Zone. These locations offer excellent long-term returns.

4. Verify Documentation:
   Ensure all documents—such as the survey plan, deed of assignment, and title (C of O or excision)—are complete and authentic.

5. Make Your Payment Securely:
   Use official company accounts, request receipts, and ask for written agreements. If you’re in the diaspora, make sure there’s a transparent remote process.

6. Plan for the Future:
   Consider reselling, building, or renting the property. Our team can advise you on the best strategy based on your goals.

You should always receive key documents such as:

• Survey Plan

• Deed of Assignment or Contract of Sale

• Certificate of Occupancy (C of O) or Governor’s Consent (if applicable)

• Receipt of Payment

• Allocation Letter (for estate lands)

Our team at Insiders Real Estate ensures all paperwork is in order and supports you through each stage of verification and documentation.

Absolutely. Many of our clients are based in the U.S., U.K., Canada, and other countries. We offer remote property tours, video inspections, digital documentation, and secure payment channels to make investing from abroad simple and safe. You can build or buy while living overseas—without stress.

On average, land and property investments in Lagos appreciate between 15% to 40% per annum, depending on the location, type of property, and infrastructure development in the area.

For example:

• Emerging areas like Epe and Ibeju-Lekki (near the Lekki Free Trade Zone, Dangote Refinery, and new airport) can appreciate by 30% or more annually, especially for land.

• Developed areas like Lekki Phase 1 or Sangotedo may offer slightly lower appreciation but provide steady rental income and resale value.

Your actual ROI may be higher if you buy early in a developing location or invest in pre-launch/introductory offers. At Insiders Real Estate, we help clients identify areas with the highest potential for growth, so your investment keeps working for you.

Making payment for a property in Lagos is straightforward, but it’s important to follow the right steps to stay safe and protect your investment.

Here’s how it works:

1. Select a Verified Property
   Choose a property that has been properly vetted, with clear documentation and trusted developers or sellers. At Insiders Real Estate, we only list verified properties.

2. Request the Payment Breakdown
   You’ll receive a detailed invoice or payment structure showing the total cost, any initial deposit, and options for instalment payments if available.

3. Make Payment to the Official Company Account
   Never pay to a personal account. Always transfer funds to the official business account of the developer, estate company, or seller. A legitimate company will give you a stamped receipt and official acknowledgment letter.

4. Get Your Documents
   After payment (or first deposit), you should receive a receipt, contract of sale or deed of agreement, and later, your allocation letter, survey, and title documents.

5. Diaspora Clients:
   If you’re abroad, you can make payments via bank transfers, fintech platforms, or through authorized representatives—with full transparency and remote documentation support.