Buying land in Lagos is a powerful investment decision—but only if you do it right. Whether you’re a first-time buyer, an investor, or a Nigerian in the diaspora looking to secure real estate back home, this guide will walk you through how to buy land in Lagos Nigeria step by step, the safest and smartest way.
Before we dive in, if you want to buy land in Lagos and get in touch with us, contact us via: Call: +2347044086868, +2348055247479. Chat on WhatsApp: https://wa.me/2347044086868 Email: sales@nsidersrealestates.com
Now here are the eight easy steps to buy land in Lagos Nigeria;
Step 1: Decide What You Want
Before you search for land, define your purpose. Are you buying for residential living, commercial use, or as a long-term investment? This determines the best place to buy land in Lagos for you—whether it’s Lekki, Ibeju Lekki, Epe, Ikorodu, Badagry, Ajah, or even Ikoyi or Eko Atlantic city.
Many people search for where to get cheap land in Lagos, but “cheap” must never mean risky. At Insiders Real Estate, we help you strike the perfect balance between affordability and security.
Step 2: Know the Land Prices
You may be wondering:
How much is a plot of land in Lagos?
How much is an acre of land in Lagos?
Here’s a general idea (as of 2025):
A plot of land in Lagos ranges from ₦2.5M to ₦5M in remote areas like Ikoodu, ₦5M to ₦20M in Epe, ₦25M to ₦45M in Ibeju Lekki and ₦150M+ in developed areas like Lekki, Ajah, or Ikoyi.
An acre of land (6 plots) could cost between ₦15M to ₦180M, depending on location, title, and accessibility.
But don’t just guess. The smartest move is to compare verified listings.
Visit our land listing page to see our latest verified lands for sale in Lagos’ top locations.
Step 3: Choose a Trusted Real Estate Company
This is where most buyers go wrong.
Land scams in Lagos are real, and title issues (like no C of O or Governors consent) can wipe out your life savings.
That’s why we at Insiders Real Estate take pride in representing our clients with honesty and transparency. We physically inspect every property, verify the titles, and provide full documentation.
Watch our YouTube video on how Nigerians in the diaspora or other states should buy land in Lagos and how we represent our clients.
You can also listen to our podcast episode on what you need to know before buying land in Lagos.
Step 4: Can You Buy Land in Lagos Without a C of O?
A Certificate of Occupancy (C of O) is the highest level of land title in Lagos. While some lands with other titles (e.g., Excision, Gazette, Freehold, Registered Survey) are cheaper and still safe, any land without a government-recognized title is a big NO.
So can you buy land without a C of O?
Yes, but you’ll need to perfect the title later—into a C of O or Governor’s Consent.
At Insiders Real Estate, we help you avoid risky properties entirely.
listen to our podcast episode on 11 important land title documents in Lagos.
Step 5: Choose a Payment Plan That Works for You
One of the most frequent questions we get is:
“Can I buy land in Lagos and pay installmentally?”
Yes, you can buy land in Lagos with an installment plan. We have flexible options that allow you to pay over 6–24 months, making land ownership more accessible for everyone—including salary earners and those in the diaspora.
Browse some of our lands for sale in Lagos with flexible payment plans. or Download our list of the Top 15 Best Lands for Sale in Ibeju Lekki Lagos to find budget-friendly, high-potential plots.
Step 6: Site Inspection
Once you’ve selected a land, we’ll schedule a physical site inspection for you or your representative. If you’re abroad or in another state, we’ll represent you, send you video footage, and do a live walkthrough via WhatsApp or Zoom. We also keep you updated on site progress and property appreciation.
Step 7: Payment and Documentation
When satisfied, we will send you a Subscription and FAQ form. Read through the form, the terms and conditions of the estate and the company. Next is to fill in your details.
Inside the Subscription form, you’ll find the company’s account details, The payment breakdown, and other charges (e.g., legal fees and development fees, if applicable).
The development fee covers estate infrastructure like the gatehouse, perimeter fencing, streetlights, drainage systems, play areas, power supply, and more.
After payment, send us the completed form and your proof of payment. Upon confirmation (usually within 24–48 hours), you’ll receive the following documents via email:
- Receipt of Payment
- Contract of Sale
- Deed of Assignment
Receipt of payment is a prof of payment for your land, detailing the plot size, location, and the price. Contract of sale is a binding agreement between you and the company, and deep of assignment is the transfer of ownership of the land from the seller (the company) to the buyer (you). You will require to sign and send back a copy of the contract of sale which will be use to process other documents for your plot allocation.
We walk you through the entire process, step by step, making land buying in Lagos smooth and secure.
Step 8: Allocation
Once payment is complete, next is allocation of your plot. Allocation is usually done in batches. Usually in a group of 10, 20, 30 or more for investors who subscribe to the estate. and may take 1 to 6 months, depending on the company and the number of subscribers.
On allocation day, you will receive:
- Plot Allocation Letter
- Survey Plan
- Printed Contract of Sale
- Original Deed of Assignment (signed by both parties)
This marks the end of the buying process. The process is not overwhelming, we guide you every step of the way to ensure a smooth, secure experience. All you need is to reach out to us via WhatsApp/Call: +2347044086868,
As a bonus
Step 9: Hold or Start Building
After documentation and allocation, you can start developing or keep it for appreciation. Lands in Ibeju Lekki and Epe have seen prices triple in the last 3–5 years. You can download a list of our top 16 best estates in Ibeju lekki by clicking here or vising our website to see our lands plots listing.
Don’t wait to buy land. Buy land and wait.
Final thought
Buying land in Lagos may seem complicated, but with the right guidance and expert help, it becomes one of the smartest financial moves you can make.
Here’s your action checklist:
1. Define what you want
2. Know the current prices
3. Work with a reputable company like Insiders Real Estate
4. Choose a verified land with a clean title
5. Consider payment plans
6. Let us guide you through documentation and allocation
Ready to Get Started?
Reach out now to begin your land-buying journey with expert guidance and peace of mind:
📞 Call: +2347044086868
💬 WhatsApp: Click to Chat
📧 Email: sales@insidersrealestates.com
With Insiders Real Estate, buying land in Lagos is not just a dream—it’s a decision backed by clarity, security, and results.
